Flood Insurance

Why You Need Flood Insurance

While Newark is not prone to tropical storms or hurricanes, any severe storm can produce torrential rains and flooding.  If your property is located within or near the designated 100 Year floodplain, you may be required to purchase flood insurance.  For more information on the Flood Plain, see the link on the left. 

Most homeowners’ insurance policies specifically exclude damage caused by flood waters or from rising water from inadequate drainage and wind-driven rain.

National Flood Insurance Program (NFIP)

Fortunately, flood insurance is available to Newark homeowners of property located in the floodplain through the National Flood Insurance Program (NFIP). The NFIP offers flood damage protection to communities, such as Newark, that have worked to manage and reduce the dangers of local flooding. Because of the City’s rigorous floodplain and related regulations, Newarkers qualify for lower flood insurance premiums through the Federal Emergency Management Agency’s community rating system.

NFIP coverage is available to any Newark owner or renter of insurable property. If you would like to purchase flood insurance, please contact any licensed property insurance agency or broker.

Additional Resources and Points of Contact

Delaware Flood Planning Tool:  https://floodplanning.dnrec.delaware.gov/
FEMA National Flood Hazard Layer: https://fema.maps.arcgis.com/home/index.html
FEMA Flood Map Service Center (MSC):  https://msc.fema.gov/portal/home
National Flood Insurance Program (NFIP): www.floodsmart.gov

Nikki Roberts, Project Engineer
Email: Nikki.Roberts@fema.dhs.gov
Phone: (215) 931-5575

State Floodplain Manager
David Warga, CFM
Email: David.Warga@delaware.gov
Phone: (302) 739-9921

Flood Insurance
Rich Sobota, Insurance Specialist, FEMA
Email: Richard.Sobota@fema.dhs.gov
Phone: (215) 931-5514

More Information

For more information about whether your property is located within the 100-year floodplain of the Christina Creek or White Clay Creek, please contact the Newark Planning and Development Department at (302) 366-7000 or planning-dept@newark.de.us